The way we make payments is changing. In January 2017, there were 351 million contactless payments made in the UK, a 2.6x increase compared with last year.

Digital payments are being made with mobile phones, wearables and more. We expect the range of pay-enabled devices to keep growing.

Right now, giants like Samsung and Apple enable payments, but only on their devices – and tokenisation is only available on their platforms.

Digiseq is opening up the landscape. Our system can turn any object, from a handbag to a cufflink, into a secure payment device.

Through our secure, unique and user-centric platform, we can enable a consumer to download their credit card credentials into any wearable, from a handbag to a cufflink, and turn it into a payment device. We are the only company in the world that can do this in a secure, approved and – most importantly – practical way. Our system can be used on a mobile or tablet, by a POS or in a warehouse.

We manage the complexity end to end through a simple, single connection. We can connect all the banks with any consumer device that has our chip, with all the necessary complexity and security taken care of in an instant.